Category: Blog

FHA Loans: Your 2025 Guide to Homebuying | Information

If you’re considering buying a home, you might have heard about FHA loans as a viable option. But what is an FHA loan, and how can it help you purchase your dream home? Let’s dive into the essentials of FHA mortgages, their requirements, and how you can qualify for one. ...
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Home Buying Situation

People in the U.S. feel good about their own money, but most (8 out of 10) think now’s not the best time to buy a house. This info comes from a survey done by Fannie Mae. In this survey: 84% said July wasn’t the right month to buy a house ...
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Mortgage Points: Should You Pay to Lower Your Rate?

When you are purchasing a home, you encounter a lot of new terminology and concepts that can seem complicated. One of the items that brings up a lot of questions is mortgage points: what are they, and should you pay them to buy down your interest rate? The good news ...
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5 Key Facts of Conventional Loans Explained

Homebuyers have a lot of options to understand when looking for a mortgage. The most popular type of mortgage is a conventional loan—in fact, nearly 80 percent of home sales in the first quarter of 2022 were conventional loans. Here are a few quick facts to help you understand this ...
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VA Loans: Benefits for Veterans & Spouses in 2025

If you are a veteran, service member, or the surviving spouse of a veteran, you may qualify for a VA Loan—a loan backed by the Department of Veterans Affairs with many benefits. With a VA loan, borrowing requirements are more lenient and loans can be overall less costly than using ...
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Buying a Home in a Hot Market: 11 Steps

When the market is hot, preparation is key to buying a new home.1.  Get serious about what you need vs what you want.Do you insist on new appliances? Hardwood floors? A sunroom? That’s all okay, but remember that the longer your list of requirements, the fewer choices you’ll have. So go ahead ...
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